3/15 Freebie Credit Tip
Dispute every transaction on your 3 credit bureau ( Transunion, Experian and Equifax) report(s)with the exception of current or government transactions. ( ex.student loans- for them call the department of education and work out a payment plan or forbearance- it avoids garnishments of all kinds).
Companies have 45 days to respond, if they do not, the debt is removed.
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